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Florist Insurance

A big bunch of improvements to help you save time with online insurance. Florist's Insurance. Done. Tick!

What cover can I purchase through insurance.com.au? 

There are many business products you can purchase from insurance.com.au. Here is what may be relevant to you as a florist.  

 

Business Building and Contents 

Protects your shop’s premises, floral inventory, and contents against accidental damage or loss. For example, a storm damages your shop’s roof, causing water to leak onto your flower arrangements and furniture. This may cover you for the roof repairs, replaces damaged furniture, and compensates for the ruin flowers. 

 

Theft Money and Glass 

Covers theft of contents, damage to glass windows, and theft of business money. For example, someone breaks -in to your shop and shatters the storefront glass and damages displays. This cover may reimburse you for replacing the glass, repairing the displays, and stolen cash up to the policy’s limit. 

 

Equipment Breakdown 

Covers repair or replacement costs for essential equipment like refrigerators. For example, your refrigeration unit fails, causing flowers to wilt. This may cover replacement or repairing of the unit and reimbursement for the spoiled inventory if optional Cold Storage Deterioration cover is included.  

 

Business Interruption 

Protects your income if your business operations are disrupted due to insured events such as storms or fires. For example, a neighbouring fire forces you to close shop temporarily. This cover may replace lost income and helps pay fixed costs like rent and wages during the downtime.


Business Liability 

Covers claims for personal injury or property damage that occur in your shop. For example, a customer trips over a misplaced floral stand and sustains an injury. This cover may take care of legal costs and compensation claims.  

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